Net worth Update 3Q 2023



CPF: $304,500 (-$79,000)

The large drop in CPF was due to a downpayment for my resale HDB flat.

Cash: $264,800 (+$300)

Consists of a combination of:

  • Cash in UOB One, OCBC360 and DBS Multiplier
  • Money market fund in robo cash management
  • A small amount in SRS, awaiting allocation into Endowus

ETFs: $111,100 (-$2,400)

Both CSPX and QQQM moderated in 3Q23.

Endowus: $130,800 (+17,300)

My DCA portfolio for international exposure and tilt toward small cap, value, profitability and momentum. The portfolio consists

  • Dimensional US Core Equity (25% of DCA amount)
  • Global Core Equity (25%)
  • Global Targeted Value (17%)
  • Emerging Market Large Cap (8%)
  • Pacific Basin (8%)
  • Endowus 80% Equity 20% Bond managed portfolio (17%)
Gain consists of capital injection of $18K and capital loss of $700

SG Stocks: 54,800 (-$1,900)

Individual stocks with focus on dividend-paying companies. Most were purchased during my early foray into investing.

Will reduce my exposure to SG stocks whenever I see the opportunity.

Stashaway: $11,000 (+$0)

SRI 20% which I brought while experimenting with robo advisors. I no longer inject any fund into it.


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