Networth Update 3Q 2024


It's been a while since I last updated my finances. With the completion of my flat renovation and our wedding banquet successfully hosted, I have put these significant expenses behind me. I can now focus once again on building my wealth.

I took this opportunity to consolidate my investments. I liquidated my positions in Stashaway and sold the cash-funded investments in my Endowus account. My funds were redeployed into an All World ETF (ISAC) and a US small-cap value ETF (USSC) through IBKR. This shift not only simplifies my portfolio but also helps reduce recurring fees.

Going forward, I plan to DCA based on the following allocation:

  • $3,000 in ISAC, monthly via IBKR
  • $1,000 in CSPX, monthly via IBKR
  • $1,500 in USSC, quarterly via IBKR
  • $1,500 (SRS) in Dimensional US Core, monthly via Endowus
  • $1,000 (CPF) in Amundi World, monthly via Endowus
With these, I'm looking at a roughly 80% US 20% international portfolio with a slight tilt towards small-cap and value factors.


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