Collective Wisdom of the Lazy Investors
I am a firm believer of low-cost diversified portfolios for long-term investing as this approach is backed by decades of empirical evidence and financial research. However, constructing our own diversified portfolio tailored to our investing preference and risk profile can be a challenging task. It involves meticulously identifying the suitable allocation to asset classes, geographical regions, and even the appropriate level of factor exposure. Questions like, "What percentage of my portfolio should be allocated to US small-cap value stocks?" can leave many investors scratching their head. Fortunately, many great investors and portfolio managers have developed a plethora of potential portfolios including Ray Dalio's All Weather Portfolio and Harry Browne's Permanent Portfolio that you may have heard of. A valuable resource in this regard is LazyPortfolioETF.com , a repository of over 100 "lazy" portfolios that can be easily implemented using a few ETFs and