Net worth Update 1Q 2023


CPF: $376,000

MA was topped up to BHS at the start of the year, while SA has exceeded FRS due to OA->SA transfer and RSTU over the past few years.

Cash: $260,700

Consists of a combination of cash and cash equivalent in high-interest account, robo cash management and SRS. The amount in SRS is awaiting allocation into Dimensional US Core Equity.

ETFs: $98,800

My market timing portfolio which consists mostly of CSPX and some QQQM

Endowus: $89,600

My DCA portfolio for international exposure and tilt toward small cap, value, profitability and momentum. The portfolio consists largely of Dimensional funds, including US Core Equity (30% of monthly DCA), Global Core Equity (30%), Global Targeted Value (20%), Emerging Market Large Cap (10%) and Pacific Basin (10%).

SG Stocks: $61,400

Individual stocks with focus on dividend-paying companies. Most were purchased during my early foray into investing.

Stashaway: $10,700

SRI 20% which I brought while experimenting with robo advisors. I no longer invest any fund into it.




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