Using ChatGPT to Spot the Gaps in My Financial Plan
I've always believed in taking charge of my own finances. I track my spending, plan for the long term and make deliberate investment choices. But even with a plan I'm confident in, it's easy to overlook blind spots, especially when you're too close to your own numbers. That's why I decided to run my financial plan through ChatGPT. I wanted a second opinion, something that could point out potential weaknesses without the bias of someone trying to sell a product. My goal was to see how AI would approach analyzing real-life financial plan, given all the details I could provide. Would it validate my strategy? Would it flag risks I hadn't considered? Most importantly, could it help fine-tune my path to financial independence (FI)? What was provided to ChatGPT To make this review meaningful, I shared a full picture of my finances: Age: 35 Income from work: XX Annual expenses: XX Assets and liabilities: HDB flat valued at 650k, with 415k outstanding loan CPF: 33k (OA)...